There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
About the Corfield Sisters
Originally from Brighton England, Sarah and Laura Corfield moved to Canada in 1994, with their family. They spent the remainder of their elementary and high school years in Vernon, B.C. After graduating high school, they moved to Victoria to attend the University of Victoria, where they graduated with a degree in the Bachelor of Arts in Economics.
Immediately after University Sarah became licensed as a Mortgage Broker and started out her career working for high volume brokers. She gained a substantial amount of knowledge, through underwriting their deals from start to finish.
After University, Laura joined the Business Development Bank of Canada (BDC) as an Underwriter. In the 3 years she spent there, she learnt the tools for underwriting commercial loans and packaging those deals to the management team. In 2009 she decided to move back to Victoria to be closer to her family. While working as an unlicensed assistant for a top volume broker, Laura herself became licensed as a Mortgage Broker. The Sisters started underwriting for a high volume firm in Victoria, which allowed them to see a vast array of deals and gave them experience and knowledge beyond their years.
In February 2012 Corfield Sisters – DLC Modern Mortgage Group was developed. Since then, Sarah & Laura have put their 22+ years experience in the finance industry to work. Their experience coupled with their outstanding customer service, has proven invaluable in getting both residential and commercial mortgages funded, in this now tougher industry, while also optimizing their clients experience.
“As a single woman, renewing a mortgage can be a stressful process; gathering all the relevant information, deciding what the best option is and hoping to make the right decision. Sarah made this process a lot less stressful by walking me through the procedure explaining the forms and details. She was always prompt in responding to my emails and phone calls, and answered my questions in a clear, understandable manner. I would recommend Sarah to any of my friends, relatives or colleagues for any of their mortgage requirements, and I will be contacting her for any of my future needs.”
-P. Bell
“Sarah’s work impressed me on multiple levels. She had an uncanny sense for what I was pondering but hadn’t yet said aloud, really listened effectively to what I was seeking, brought forward the perfect mortgage solution for my consideration, and did it all in a timely manner and with excellent communication skills. How could so many terrific characteristics and abilities find their way into one mortgage broker? I recommend Sarah unequivocally and would work with her again in a heartbeat.”
-Don Mitchell
“Our experience with Laura and Modern Mortgage Group was excellent. As first time homebuyers, we had a lot to learn, and Laura was patient and informative as we went from initial application through to closing. She was always quick to respond to phone or email, and anything she promised to send or complete for us was done the same day. Once we’d actually made an offer, Laura guided us through the paperwork and we obtained our mortgage quickly and with no issues. Corfield Sisters exceeded our expectations in all aspects, and Laura’s professionalism has led us to recommend her to others without hesitation.”
-Kirk & Chelsea – First time homebuyers Calgary
“When we first moved to Saskatoon in late 2008, Sarah Corfield was the mortgage broker who helped us get the mortgage for our first home. Since then Sarah has been our only and single contact for any financial needs in housing. I’ve never seen her in person since she’s living in Victoria B.C. and we are living in Saskatooon, SK; however anytime I need help for our home financing Sarah is the first poerson I think of. Sarah has been very proactive and helpful to us. She’s kept me updated with the market rates, which was so beneficial to us since we saved a great deal from a lower rate on our mortgage in 2010. Again recently when we moved to a new home to be closer to our sons school, Sarah was the one we called. Working with Sarah, though only remotely and electronically – on phone, emails and text messages we feel very comfortable with timely responsiveness and satisfactory services. Sarah is the mortgage broker I would definitely recommend to any friends, relatives that need help to get a mortgage approval.”
-Happy repeat client – Saskatoon, SK
“It is with great pleasure that we write to recommend the services of Laura Corfield. Laura came highly recommended from a friend of ours and we will most certainly be continuing the trend!
Laura helped us with the purchase of our very first home. We found her to be sincere and professional throughout the whole loan process. She was very understanding of our exciting yet stressful situation and was incredibly knowledgeable of current mortgage trends. Laura made herself available to us at all times of the day – she was always just a phone call away. She also made it very easy to understand and process all of our paperwork – again, any questions we had, Laura always had an honest answer.
We find comfort in knowing that Laura has also offered us ongoing mortgage advice. It is wonderful to know that we have someone like Laura to go to for our mortgage needs.
We wish the Corfield Sisters continued success in their business endeavours!”
-Jonathan & Jordyn
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